Suburbs in Waikato District: census and property titles
LINZ recorded 37,884 live titles in Waikato District on 30 September 2026: 95% freehold, then cross-lease at 1.9%. Its 724 cross-lease titles (1.9%) are well below the national share of 8.7% (in the lowest quarter of 54 in New Zealand, among councils with at least 100 cross-lease titles).
Waikato District cross-lease titles
- Cross-lease titles
- 724
- Share of live titles
- 1.9%
- Live titles in total
- 37,884
- New Zealand share
- 8.7%
- Suburbs with 30+ cross-lease titles
- 4
Title mix in Waikato District
| Title type | Live titles | Share |
|---|---|---|
| Freehold | 36,137 | 95.4% |
| Cross lease | 724 | 1.9% |
| Unit title | 440 | 1.2% |
| Leasehold | 149 | 0.4% |
| Other record types | 434 | 1.1% |
| Total | 37,884 | 100% |
Counts are titles, not homes. Sources and limits
How cross-leases in Waikato District are set up
Carports appear in fewer leases (5% of schemes, against 13% nationally).
Separate exclusive-use areas are more common (8% of schemes, against 5% nationally).
Fewer schemes have four or more flats on one section (7%, against 11% nationally), up to 15.
| Scheme structure | Waikato District | New Zealand |
|---|---|---|
| Cross-lease schemes (shared sections) | 330 | 87,651 |
| Two-flat schemes | 78.8% | 76.2% |
| Three-flat schemes | 13.6% | 12.2% |
| Four or more flats | 7.0% | 11.4% |
| Typical section size (from the titles, not a survey) | 1,024 m² | 908 m² |
| Typical land per flat | 498 m² | 408 m² |
| Schemes with a garage written into a lease | 23.9% | 28.4% |
| Schemes with a carport in a lease | 4.8% | 13.3% |
| Schemes with a separate exclusive-use area | 8.2% | 4.5% |
| Schemes referring to more than one flats plan (usually redrawn; not by itself a problem) | 33.9% | 35.6% |
| Median year of earliest current title | 1987 | 1988 |
| Two-flat schemes on 700 m² or more | 250 | 54,978 |
Suburbs in Waikato District by cross-lease share
| Suburb | Cross-lease titles | Live titles | Share |
|---|---|---|---|
| Raglan | 254 | 3,873 | 6.6% |
| Ngāruawāhia | 199 | 3,458 | 5.8% |
| Huntly | 137 | 3,701 | 3.7% |
| Tuakau | 92 | 2,722 | 3.4% |
Karamu and Waitetuna straddle another council; LINZ lists Waikato District first, so their titles are counted here.
Waikato District at a glance
18% of titles in Waikato District's suburbs were first issued since 2020, well above New Zealand (12%). 9% of titles are within 1 km of the sea or harbour edge. The wider district is a little wetter than the national average for homes (1,080 mm of rain a year, against 1,000 mm) and warmer than it (14.7°C, against 13.5°C), on NASA POWER's ~50 km grid.
| Suburb | Cross-lease share of titles | Titles first issued since 2020 | Median age | Homes with a heat pump | Median slope under buildings | Typical distance to the coast |
|---|---|---|---|---|---|---|
| Raglan | 6.6% | 15.9% | 41.2 | 64.5% | 4.5° | 0.3 km |
| Ngāruawāhia | 5.8% | 16.3% | 32.2 | 70.0% | 1° | 18.8 km |
| Huntly | 3.7% | 5.2% | 35.9 | 70.1% | 1.6° | 26.2 km |
| Tuakau | 3.4% | 14.0% | 33.6 | 74.6% | 2° | 16.4 km |
New titles by year in Waikato District
2025 brought 672 titles still live, fewer than the 5-year average before it (975), against a peak of 1,086 in 2020.
| Year issued | All new titles | Freehold | Unit titles | Cross-lease | Leasehold | Other |
|---|---|---|---|---|---|---|
| 2020 | 1,086 | 1,061 | 9 | 5 | 1 | 10 |
| 2021 | 1,008 | 979 | 7 | 0 | 7 | 15 |
| 2022 | 1,084 | 1,066 | 6 | 2 | 1 | 9 |
| 2023 | 769 | 736 | 19 | 2 | 3 | 9 |
| 2024 | 930 | 830 | 31 | 0 | 3 | 66 |
| 2025 | 672 | 629 | 10 | 2 | 4 | 27 |
| 2026 (Jan–Sep) | 736 | 729 | 0 | 3 | 0 | 4 |
Cross-lease titles in Waikato District, by suburb
Unit titles in Waikato District, by suburb
Waikato District at the 2023 Census
| Measure | Waikato District 2023 Census |
|---|---|
| Usual residents | 85,968 |
| Change since 2018 | +13.7% |
| Change since 2013 | +35.6% |
| Median age | 38 |
| Households | 28,185 |
| Own or part-own their home (including family trusts) | 73.9% |
| Not owned and not in a family trust (mostly renting) | 26.1% |
| Median household income | $113,200 |
| Median weekly rent, renting households | $400 |
| Dwellings unoccupied on census night | 10.1% |
| Ages | |
| Under 15 | 21.7% |
| 15 to 29 | 17.4% |
| 30 to 64 | 46.8% |
| 65 and over | 14.1% |
| Where people came from | |
| Born overseas | 19.1% |
| Of those born overseas, arrived in the last 5 years | 14.6% |
| Lived elsewhere in New Zealand 5 years ago (of all residents, including children born since) | 46.0% |
| Lived overseas 5 years ago (of all residents) | 2.8% |
| Moved here in the last year (of all residents) | 16.5% |
| Work and study (people 15 and over) | |
| Bachelor degree or higher | 22.0% |
| Employed full-time | 54.1% |
| Unemployed (share of everyone 15 and over, not the unemployment rate) | 2.7% |
| Managers and professionals (of those employed) | 45.7% |
| Median personal income | $45,300 |
| Getting to work (of those employed) | |
| Work from home | 21.8% |
| Car, truck or van | 74.3% |
| Bus, train or ferry | 0.7% |
| Walk or cycle | 2.2% |
| Households and families | |
| One-person households | 16.8% |
| Average people per household | 2.9 |
| Households with no motor vehicle | 2.8% |
| Crowded households (need one or more extra bedrooms) | 6.0% |
| Couples with children (of families) | 45.4% |
| Couples without children | 39.5% |
| One-parent families | 15.1% |
| Homes | |
| Separate (stand-alone) houses | 92.2% |
| Average bedrooms | 3.4 |
| Heated with a heat pump | 66.3% |
| Damp, always or sometimes | 18.1% |
| Mould over A4 size, always or sometimes | 14.6% |