Living in Hamilton Lake: schools, census and property titles
The 1,194 live property titles in Hamilton Lake, Hamilton City are mostly freehold (65%), as recorded by LINZ on 30 September 2026. Cross-lease titles number 151 (12.6%), above the national share of 8.7%.
Hamilton Lake cross-lease titles
- Cross-lease titles
- 151
- Share of live titles
- 12.6%
- Live titles in total
- 1,194
- Hamilton City share
- 11.2%
- New Zealand share
- 8.7%
- Rank by share in Hamilton City
- 14 of 28
- Rank by share in New Zealand
- joint 261 of 644
Hamilton Lake at a glance
Higher or lower is not better or worse. Sources and limits
Start here
What the data tells you
Recorded facts
- Hamilton Lake is listed under Hamilton City.
- 1,194 live titles are recorded here, including 151 cross-lease titles (12.6%).
- The page includes 2023 Census context for the statistical area that represents this suburb.
Contextual observations
- Cross-lease titles make up 12.6% of the recorded title mix. That describes the suburb, not any particular home.
- Unit titles account for 16.8% of recorded titles, so title structure can vary within the suburb.
- Coast distance is a suburb-level map measure, not a flood or hazard assessment.
Questions worth investigating
- For any cross-lease property you consider, do the current title, flats plan and lease match what is built today?
- What do the LIM, council property file and a suitable inspection add for the specific address?
No data held for this suburb
- A usable MBIE new-tenancy rent figure is not available for this suburb.
- Mapped public-transport context is not available for this suburb.
Title mix in Hamilton Lake
| Title type | Live titles | Share |
|---|---|---|
| Freehold | 780 | 65.3% |
| Cross lease | 151 | 12.6% |
| Unit title | 201 | 16.8% |
| Leasehold | 31 | 2.6% |
| Other record types | 31 | 2.6% |
| Total | 1,194 | 100% |
Counts are titles, not homes; the register can lag conversions, so check the certificate of title. Sources and limits
How Hamilton Lake compares
Nationally, 8.7% of live titles are cross-lease; Hamilton Lake is higher than the national share (8.7%).
Across Hamilton City as a whole, the share is 11.2%; Hamilton Lake is slightly higher than the overall Hamilton City share (11.2%).
How cross-leases in Hamilton Lake are set up
Three-flat schemes are less common here (3%, against 12% nationally).
Fewer leases include a garage (18% of schemes, against 28% nationally).
Fewer schemes refer to more than one flats plan (27%, against 36% nationally), usually because a plan was redrawn.
| Scheme structure | Hamilton Lake | Hamilton City | New Zealand |
|---|---|---|---|
| Cross-lease schemes (shared sections) | 71 | 3,528 | 87,651 |
| Two-flat schemes | 88.7% | 81.5% | 76.2% |
| Three-flat schemes | 2.8% | 9.5% | 12.2% |
| Four or more flats | 8.5% | 8.7% | 11.4% |
| Typical section size (from the titles, not a survey) | 1,002 m² | 1,006 m² | 908 m² |
| Typical land per flat | 468 m² | 465 m² | 408 m² |
| Schemes with a garage written into a lease | 18.3% | 31.0% | 28.4% |
| Schemes with a carport in a lease | 15.5% | 11.9% | 13.3% |
| Schemes with a separate exclusive-use area | 4.2% | 2.9% | 4.5% |
| Schemes referring to more than one flats plan (usually redrawn; not by itself a problem) | 26.8% | 39.0% | 35.6% |
| Median year of earliest current title | 1988 | 1987 | 1988 |
| Two-flat schemes on 700 m² or more | 63 | 2,831 | 54,978 |
Unit titles and leasehold in Hamilton Lake
Unit titles are 17% of Hamilton Lake's titles, above Hamilton City (12%) and well above New Zealand (8%). They belong to 31 developments, each run by a body corporate; half have 6 units or fewer.
The unit-title share is in the highest quarter of 28 in Hamilton City.
31 titles (2.6%) are leasehold, 1 of them units in a unit-title development, well above the national share (1.2%).
Most stated terms have more than 50 years to run.
Stated lease terms, as at 30 September 2026:
| Stated lease term | Titles |
|---|---|
| Stated term has ended | 0 |
| Under 10 years left | 0 |
| 10 to 50 years left | 1 |
| More than 50 years left | 25 |
| Term mentions renewal (including perpetually renewable) | 4 |
| Term not stated or not readable | 1 |
New titles in Hamilton Lake since 2020
189 of Hamilton Lake's current titles (16%) were first issued since 2020, above Hamilton City's suburbs with new-title figures taken together (13%) and above New Zealand (12%).
That rate is in the highest quarter of 28 in Hamilton City.
23% are unit titles, in 6 developments; most of the rest are freehold.
| Title type | Since 2020 | Since 2023 |
|---|---|---|
| Freehold | 131 | 59 |
| Unit title | 44 | 32 |
| Cross-lease | 6 | 4 |
| Leasehold | 2 | 1 |
| Other | 6 | 5 |
New titles include cross-leases converted to freehold and titles re-issued; they are not a count of new homes. Sources and limits
The lie of the land in Hamilton Lake
The typical building in Hamilton Lake stands on ground sloping 2.6° (read on an 8 m grid, so short steep banks may be understated), joint steepest of 28 in Hamilton City.
Slope is not a measure of ground stability. Sources and limits
Distance to the coast from Hamilton Lake
Hamilton Lake is inland: the typical title is 27 km from the sea or harbour edge, and fewer than 1 in 2,000 titles are within 1 km of it.
Measured in a straight line from the centre of each title's land to the coastline on LINZ's 1:50k topographic map, which follows harbours and estuaries as well as the open coast; lakes and rivers are not included. Distance says nothing about beach access, views or exposure to coastal hazards; council hazard maps and the LIM describe those.
Who lives around Hamilton Lake: 2023 Census
Hamilton Lake's titles fall in 6 census areas (Stats NZ statistical areas). The 2 shown below hold 84% of its titles; their figures are shown side by side and are not added together.
More workers walk or cycle to work in Hamilton Lake South than across Hamilton City: 22.0% against 6.0%.
More residents are 65 or over in Hamilton Lake South than across Hamilton City: 17.2% against 12.5%.
Fewer residents are children under 15 in Hamilton Lake South than across Hamilton City: 15.2% against 20.9%.
| Measure | Hamilton Lake South 55% of titles | Hamilton Lake North 28% of titles | Hamilton City whole council |
|---|---|---|---|
| Usual residents | 2,148 | 2,475 | 174,741 |
| Change since 2018 | +12.1% | +11.2% | +8.6% |
| Change since 2013 | +15.3% | +25.2% | +23.4% |
| Median age | 36.8 | 33.1 | 33.2 |
| Households | 741 | 969 | 60,435 |
| Own or part-own their home (including family trusts) | 53.4% | 34.2% | 53.5% |
| Not owned and not in a family trust (mostly renting) | 46.6% | 65.5% | 46.4% |
| Median household income | $119,100 | $89,000 | $96,500 |
| Median weekly rent, renting households | $465 | $430 | $465 |
| Dwellings unoccupied on census night | 7.4% | 8.8% | 6.5% |
| Ages | |||
| Under 15 | 15.2% | 14.3% | 20.9% |
| 15 to 29 | 21.9% | 28.8% | 23.4% |
| 30 to 64 | 45.7% | 47.0% | 43.2% |
| 65 and over | 17.2% | 9.9% | 12.5% |
| Where people came from | |||
| Born overseas | 31.6% | 35.3% | 30.4% |
| Of those born overseas, arrived in the last 5 years | 30.0% | 36.0% | 26.6% |
| Lived elsewhere in New Zealand 5 years ago (of all residents, including children born since) | 52.6% | 60.9% | 50.7% |
| Lived overseas 5 years ago (of all residents) | 4.8% | 7.7% | 5.0% |
| Moved here in the last year (of all residents) | 27.8% | 34.7% | 23.9% |
| Work and study (people 15 and over) | |||
| Bachelor degree or higher | 38.7% | 33.8% | 29.0% |
| Employed full-time | 54.2% | 54.7% | 52.6% |
| Unemployed (share of everyone 15 and over, not the unemployment rate) | 2.8% | 3.8% | 3.9% |
| Managers and professionals (of those employed) | 53.0% | 44.3% | 42.7% |
| Median personal income | $50,600 | $45,800 | $42,200 |
| Getting to work (of those employed) | |||
| Work from home | 12.6% | 14.0% | 12.5% |
| Car, truck or van | 60.9% | 64.5% | 77.4% |
| Bus, train or ferry | 3.3% | 2.6% | 2.9% |
| Walk or cycle | 22.0% | 17.7% | 6.0% |
| Households and families | |||
| One-person households | 21.9% | 30.8% | 21.8% |
| Average people per household | 2.6 | 2.3 | 2.8 |
| Households with no motor vehicle | 5.2% | 11.8% | 6.8% |
| Crowded households (need one or more extra bedrooms) | 6.4% | 7.6% | 7.5% |
| Couples with children (of families) | 37.4% | 32.8% | 43.3% |
| Couples without children | 46.2% | 47.8% | 35.8% |
| One-parent families | 16.4% | 19.4% | 21.0% |
| Homes | |||
| Separate (stand-alone) houses | 75.4% | 40.9% | 73.5% |
| Average bedrooms | 3.1 | 2.5 | 3 |
| Heated with a heat pump | 77.1% | 79.0% | 77.6% |
| Damp, always or sometimes | 20.3% | 18.8% | 18.8% |
| Mould over A4 size, always or sometimes | 16.0% | 15.6% | 15.3% |
Schools and hospitals near Hamilton Lake
One school site lies inside Hamilton Lake: Hamilton Girls' High School (Secondary (Year 9-15)).
- Hamilton Girls' High School (Secondary (Year 9-15))
- Nearest school: Hamilton West School (0.8 km)
- Nearest secondary school: Hamilton Girls' High School (0.9 km)
- Nearest public general hospital: Waikato Hospital (1.1 km)
School enrolment zones in Hamilton Lake: a guide
Two secondary schools have a home zone covering most of Hamilton Lake's titles: Hamilton Boys' High School and Hamilton Girls' High School.
- Melville Primary School (primary, Years 1–6): about 55% of titles
- Hamilton West School (primary, Years 1–8): all or nearly all titles
- Marian Catholic School (Hamilton) (primary, Years 1–8): about 50% of titles
- Whitiora School (primary, Years 1–8): about 10% of titles
- Hamilton Boys' High School (secondary): about 60% of titles
- Hamilton Girls' High School (secondary): about 60% of titles
A guide only: check the school's own zone map for any address. Zones as at 14 July 2026. Sources and limits
Places of worship near Hamilton Lake
OpenStreetMap maps 1 place of worship inside Hamilton Lake (1 Christian).
Nearest mapped place of each tradition within 10 km:
- Christian: Hamilton Mandarin Church, under 1 km away
- Hindu: Radha Krishna Temple, 9.3 km away
- Muslim: Jamia Masjid, 2.7 km away
Listed as facilities for access; not an indicator of who lives here. Sources and limits
Other suburbs in Hamilton City with many cross-leases
- Nawton: 1,058 cross-lease titles (26.3%)
- Hamilton East: 1,027 cross-lease titles (15.9%)
- Frankton: 675 cross-lease titles (13.7%)
- Dinsdale: 643 cross-lease titles (17.9%)
- Fairfield: 473 cross-lease titles (17.8%)
- St Andrews: 411 cross-lease titles (17.4%)
- Hillcrest: 345 cross-lease titles (12.2%)
- Claudelands: 333 cross-lease titles (25.2%)
Suburbs like Hamilton Lake
The closest match on the measures on this site is Melville in Hamilton City, nearest on distance to a hospital, distance to the coast, elevation. Closeness is arithmetic, not a rating. Sources and limits
| Suburb | Council | Cross-lease share of titles | Median weekly rent, new tenancies | Median age | Closest on |
|---|---|---|---|---|---|
| Melville | Hamilton City | 13.3% | No data | 32.4 | distance to a hospital, distance to the coast, elevation |
| Beerescourt | Hamilton City | 20.8% | $600 | 36.2 | schools, commuting by public transport, elevation |
| Claudelands | Hamilton City | 25.2% | $400 | 35.1 | schools, elevation, commuting by public transport |
| Riverlea, Hamilton City | Hamilton City | 8.7% | $630 | 39.5 | elevation, born overseas, degrees |
| Queenwood | Hamilton City | 9.2% | $640 | 38.5 | distance to the coast, household income, elevation |
Questions
What schools are in Hamilton Lake?
LINZ maps 1 school site inside Hamilton Lake: Hamilton Girls' High School. The nearest secondary school to its centre is Hamilton Girls' High School (0.9 km in a straight line). Secondary-school home zones covering most of its titles are Hamilton Boys' High School and Hamilton Girls' High School; check the school's own zone map for any address.