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Living in Mosgiel: schools, census and property titles

The 7,028 live property titles in Mosgiel, Dunedin City are almost all freehold (82%), as recorded by LINZ on 30 September 2026. Cross-lease titles number 626 (8.9%), close to the national share of 8.7%.

Mosgiel cross-lease titles

Cross-lease titles
626
Share of live titles
8.9%
Live titles in total
7,028
Dunedin City share
4.9%
New Zealand share
8.7%
Rank by share in Dunedin City
6 of 18
Rank by share in New Zealand
joint 353 of 644

https://data.linz.govt.nz/layer/50804-nz-property-titles/

Mosgiel at a glance

Where Mosgiel differs most from suburbs across New Zealand: median age (higher than 97% of NZ suburbs); homes with a heat pump (higher than 92% of NZ suburbs).

Cross-lease share of titles
8.9%
Typical in Dunedin City: 5.5%
Near the middle of NZ suburbs
Titles first issued since 2020
11.0%
Typical in Dunedin City: 5.5%
Higher than 67% of NZ suburbs
Median slope under buildings
0.7°
Typical in Dunedin City: 5°
Lower than 76% of NZ suburbs
Typical distance to the coast
5.2 km
Typical in Dunedin City: 1.5 km
Higher than 66% of NZ suburbs
Median age
55.6 years
Typical in Dunedin City: 39.2 years
Higher than 97% of NZ suburbs
Homes with a heat pump
86.3%
Typical in Dunedin City: 80.6%
Higher than 92% of NZ suburbs

Higher or lower is not better or worse. Sources and limits

What the data tells you

Recorded facts

  • Mosgiel is listed under Dunedin City.
  • 7,028 live titles are recorded here, including 626 cross-lease titles (8.9%).
  • The page includes 2023 Census context for the statistical area that represents this suburb.

Contextual observations

  • Cross-lease titles make up 8.9% of the recorded title mix. That describes the suburb, not any particular home.
  • Unit titles account for 8.1% of recorded titles, so title structure can vary within the suburb.
  • Coast distance is a suburb-level map measure, not a flood or hazard assessment.

Questions worth investigating

  • For any cross-lease property you consider, do the current title, flats plan and lease match what is built today?
  • What do the LIM, council property file and a suitable inspection add for the specific address?

No data held for this suburb

  • A usable MBIE new-tenancy rent figure is not available for this suburb.
  • Mapped public-transport context is not available for this suburb.

Title mix in Mosgiel

Title typeLive titlesShare
Freehold5,73081.5%
Cross lease6268.9%
Unit title5688.1%
Leasehold420.6%
Other record types620.9%
Total7,028100%

Counts are titles, not homes; the register can lag conversions, so check the certificate of title. Sources and limits

How Mosgiel compares

Nationally, 8.7% of live titles are cross-lease; Mosgiel is close to the national share (8.7%).

Across Dunedin City as a whole, the share is 4.9%; Mosgiel is about 1.8 times the overall Dunedin City share (4.9%).

How cross-leases in Mosgiel are set up

Fewer schemes refer to more than one flats plan (11%, against 36% nationally), usually because a plan was redrawn.

More schemes have four or more flats on one section (34%, against 11% nationally), up to 9.

Carports appear in more leases (29% of schemes, against 13% nationally).

Scheme structureMosgielDunedin CityNew Zealand
Cross-lease schemes (shared sections)2031,21087,651
Two-flat schemes58.1%70.9%76.2%
Three-flat schemes8.4%10.7%12.2%
Four or more flats33.5%18.2%11.4%
Typical section size (from the titles, not a survey)809 m²632 m²908 m²
Typical land per flat298 m²270 m²408 m²
Schemes with a garage written into a lease37.9%32.4%28.4%
Schemes with a carport in a lease29.1%17.5%13.3%
Schemes with a separate exclusive-use area10.8%3.6%4.5%
Schemes referring to more than one flats plan (usually redrawn; not by itself a problem)11.3%10.2%35.6%
Median year of earliest current title199119801988
Two-flat schemes on 700 m² or more6923954,978

Sources and limits

Unit titles and leasehold in Mosgiel

Unit titles are 8% of Mosgiel's titles, well above Dunedin City (4%) and close to New Zealand (8%). They belong to 58 developments, each run by a body corporate; 4 have 50 or more units.

42 titles (0.6%) are leasehold, 25 of them units in a unit-title development.

1 of them have a stated term that has ended or has under 10 years to run, which is worth reading closely in the lease.

Stated lease terms, as at 30 September 2026:

Stated lease termTitles
Stated term has ended1
Under 10 years left0
10 to 50 years left6
More than 50 years left0
Term mentions renewal (including perpetually renewable)7
Term not stated or not readable28

Sources and limits

New titles in Mosgiel since 2020

772 of Mosgiel's current titles (11%) were first issued since 2020, well above Dunedin City's suburbs with new-title figures taken together (7%) and slightly below New Zealand (12%).

That rate is the highest of 17 in Dunedin City.

78 are cross-lease titles, often re-issued when a flats plan is updated.

Title typeSince 2020Since 2023
Freehold671345
Unit title1515
Cross-lease7831
Leasehold31
Other52

New titles include cross-leases converted to freehold and titles re-issued; they are not a count of new homes. Sources and limits

The lie of the land in Mosgiel

The typical building in Mosgiel stands on ground sloping 0.7° (read on an 8 m grid, so short steep banks may be understated), in the flattest quarter of 18 in Dunedin City.

Nearly all of its 9,666 measured buildings (96%) stand on ground under 5°.

The land rises from about 3 m to 166 m, and 4% of all of it, including reserves and gullies, is 15° or steeper.

Slope is not a measure of ground stability. Sources and limits

Distance to the coast from Mosgiel

Mosgiel is inland: the typical title is 5.2 km from the sea or harbour edge, and fewer than 1 in 2,000 titles are within 1 km of it.

Measured in a straight line from the centre of each title's land to the coastline on LINZ's 1:50k topographic map, which follows harbours and estuaries as well as the open coast; lakes and rivers are not included. Distance says nothing about beach access, views or exposure to coastal hazards; council hazard maps and the LIM describe those.

Who lives around Mosgiel: 2023 Census

Mosgiel's titles fall in 8 census areas (Stats NZ statistical areas). The 4 shown below hold 82% of its titles; their figures are shown side by side and are not added together.

Fewer workers walk or cycle to work in Mosgiel East than across Dunedin City: 3.3% against 11.4%.

More residents are 65 or over in Mosgiel East than across Dunedin City: 38.8% against 17.3%.

Fewer workers commute by bus, train or ferry in Mosgiel East than across Dunedin City: 2.2% against 4.6%.

MeasureMosgiel East
23% of titles
Mosgiel Central
23% of titles
Seddon Park
21% of titles
Bush Road
15% of titles
Dunedin City
whole council
Usual residents3,1232,6823,0362,373128,901
Change since 2018+13.8%+2.9%+5.9%+0.6%+2.1%
Change since 2013+55.1%+3.1%+15.4%+1.3%+7.2%
Median age55.651.945.447.237
Households1,3441,2661,3321,02349,188
Own or part-own their home (including family trusts)86.2%67.7%66.0%77.4%68.1%
Not owned and not in a family trust (mostly renting)13.6%32.1%34.2%22.3%31.8%
Median household income$70,200$55,100$53,000$64,800$80,500
Median weekly rent, renting households$400$370$220$358$400
Dwellings unoccupied on census night5.8%7.1%5.5%5.0%8.2%
Ages
Under 1513.6%13.2%18.1%15.2%14.8%
15 to 2911.3%15.3%14.6%16.1%26.7%
30 to 6436.1%37.4%37.8%41.7%41.2%
65 and over38.8%34.1%29.4%26.9%17.3%
Where people came from
Born overseas13.3%13.8%13.2%11.5%21.2%
Of those born overseas, arrived in the last 5 years10.1%18.0%22.6%11.1%22.7%
Lived elsewhere in New Zealand 5 years ago (of all residents, including children born since)44.9%45.8%41.7%38.0%45.1%
Lived overseas 5 years ago (of all residents)1.4%1.9%3.7%2.3%3.7%
Moved here in the last year (of all residents)14.0%16.7%12.0%11.6%24.0%
Work and study (people 15 and over)
Bachelor degree or higher18.9%15.3%14.6%15.7%29.0%
Employed full-time38.6%41.9%39.3%45.9%44.5%
Unemployed (share of everyone 15 and over, not the unemployment rate)1.0%1.9%2.7%1.9%3.2%
Managers and professionals (of those employed)43.0%35.4%32.8%34.2%42.6%
Median personal income$34,100$33,300$30,800$35,200$33,500
Getting to work (of those employed)
Work from home13.9%10.4%11.2%8.5%12.6%
Car, truck or van80.4%78.7%78.9%84.2%70.3%
Bus, train or ferry2.2%3.4%3.6%2.0%4.6%
Walk or cycle3.3%7.5%6.2%4.5%11.4%
Households and families
One-person households30.0%41.2%35.4%28.8%27.0%
Average people per household2.222.22.32.5
Households with no motor vehicle7.4%10.2%10.7%5.5%8.8%
Crowded households (need one or more extra bedrooms)0.9%2.2%3.2%2.1%3.4%
Couples with children (of families)33.3%29.4%34.1%32.2%38.4%
Couples without children58.2%51.9%44.0%50.4%46.5%
One-parent families8.5%18.3%21.6%16.9%15.1%
Homes
Separate (stand-alone) houses77.2%68.6%72.0%86.8%81.2%
Average bedrooms32.62.833
Heated with a heat pump86.3%88.7%81.1%84.5%77.7%
Damp, always or sometimes4.1%10.6%10.8%13.2%17.3%
Mould over A4 size, always or sometimes2.3%6.5%7.7%6.8%11.5%

Sources and limits

Schools and hospitals near Mosgiel

LINZ maps 5 school sites inside Mosgiel, among them Amana Christian School (Composite) and Elmgrove School (Contributing).

Sources and limits

School enrolment zones in Mosgiel: a guide

Four secondary schools have a home zone covering most of Mosgiel's titles, among them John McGlashan College, Kavanagh College and St Hildas Collegiate.

A guide only: check the school's own zone map for any address. Zones as at 14 July 2026. Sources and limits

Places of worship near Mosgiel

OpenStreetMap maps 7 places of worship inside Mosgiel (7 Christian).

Nearest mapped place of each tradition within 10 km:

Listed as facilities for access; not an indicator of who lives here. Sources and limits

Other suburbs in Dunedin City with many cross-leases

All suburbs in Dunedin City

Suburbs like Mosgiel

The closest match on the measures on this site is Highfield in Timaru District, nearest on recent movers within NZ, heat pumps, household income. Closeness is arithmetic, not a rating. Sources and limits

SuburbCouncilCross-lease share of titlesMedian weekly rent, new tenanciesMedian ageClosest on
HighfieldTimaru District11.4%$50051recent movers within NZ, heat pumps, household income
AllentonAshburton District8.6%$43551.6slope, cross-lease share, home ownership
TemukaTimaru District5.9%$45050slope, distance to the coast, elevation
GlenitiTimaru District6.4%No data48degrees, commuting on foot or by bike, distance to the coast
SpringlandsMarlborough District6.5%No data48.8slope, working from home, elevation

Compare suburbs

Questions

What schools are in Mosgiel?

LINZ maps 5 school sites inside Mosgiel, including Amana Christian School, Elmgrove School and Silverstream (South) Primary School. The nearest secondary school to its centre is Taieri College (0.7 km in a straight line). Secondary-school home zones covering most of its titles include John McGlashan College, Kavanagh College and St Hildas Collegiate; check the school's own zone map for any address.