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Living in Silverstream: rents, schools, census and property titles

The 1,755 live property titles in Silverstream, Upper Hutt City are almost all freehold (84%), as recorded by LINZ on 30 September 2026. Cross-lease titles number 190 (10.8%), above the national share of 8.7%.

Silverstream cross-lease titles

Cross-lease titles
190
Share of live titles
10.8%
Live titles in total
1,755
Upper Hutt City share
11.7%
New Zealand share
8.7%
Rank by share in Upper Hutt City
9 of 12
Rank by share in New Zealand
joint 309 of 644

https://data.linz.govt.nz/layer/50804-nz-property-titles/

Silverstream at a glance

Cross-lease share of titles
10.8%
Typical in Upper Hutt City: 13.2%
Near the middle of NZ suburbs
Median weekly rent, new tenancies
$740
Typical in Upper Hutt City: $600
Higher than 89% of NZ suburbs
Titles first issued since 2020
7.0%
Typical in Upper Hutt City: 6.8%
Near the middle of NZ suburbs
Median slope under buildings
2°
Typical in Upper Hutt City: 1.2°
Near the middle of NZ suburbs
Typical distance to the coast
9.7 km
Typical in Upper Hutt City: 12.6 km
Higher than 74% of NZ suburbs
Titles within 400 m of a public transport stop
93.4%
Typical in Upper Hutt City: 93.4%
Median age
42.3 years
Typical in Upper Hutt City: 39.3 years
Higher than 69% of NZ suburbs
Homes with a heat pump
64.8%
Typical in Upper Hutt City: 68.6%
Lower than 67% of NZ suburbs

Higher or lower is not better or worse. Sources and limits

What the data tells you

Recorded facts

  • Silverstream is listed under Upper Hutt City.
  • 1,755 live titles are recorded here, including 190 cross-lease titles (10.8%).
  • The page includes 2023 Census context for the statistical area that represents this suburb.
  • The page includes MBIE new-tenancy rent figures for April–June 2026.

Contextual observations

  • Cross-lease titles make up 10.8% of the recorded title mix. That describes the suburb, not any particular home.
  • Unit titles account for 2.4% of recorded titles, so title structure can vary within the suburb.
  • Public-transport figures describe how recorded titles sit near mapped stops. They do not describe a service from a particular property.
  • Coast distance is a suburb-level map measure, not a flood or hazard assessment.

Questions worth investigating

  • For any cross-lease property you consider, do the current title, flats plan and lease match what is built today?
  • What do the LIM, council property file and a suitable inspection add for the specific address?

No data held for this suburb

  • The core title, Census, rent, transport and coast measures used by this page are available.

Title mix in Silverstream

Title typeLive titlesShare
Freehold1,47784.2%
Cross lease19010.8%
Unit title422.4%
Leasehold362.1%
Other record types100.6%
Total1,755100%

Counts are titles, not homes; the register can lag conversions, so check the certificate of title. Sources and limits

How Silverstream compares

Nationally, 8.7% of live titles are cross-lease; Silverstream is higher than the national share (8.7%).

Across Upper Hutt City as a whole, the share is 11.7%; Silverstream is slightly lower than the overall Upper Hutt City share (11.7%).

How cross-leases in Silverstream are set up

Fewer leases include a garage (16% of schemes, against 28% nationally).

Three-flat schemes are more common here (17%, against 12% nationally).

Scheme structureSilverstreamUpper Hutt CityNew Zealand
Cross-lease schemes (shared sections)7092187,651
Two-flat schemes71.4%73.2%76.2%
Three-flat schemes17.1%14.7%12.2%
Four or more flats11.4%11.9%11.4%
Typical section size (from the titles, not a survey)809 m²804 m²908 m²
Typical land per flat355 m²328 m²408 m²
Schemes with a garage written into a lease15.7%16.8%28.4%
Schemes with a carport in a lease12.9%19.5%13.3%
Schemes with a separate exclusive-use area4.3%3.1%4.5%
Schemes referring to more than one flats plan (usually redrawn; not by itself a problem)30.0%18.0%35.6%
Median year of earliest current title198719831988
Two-flat schemes on 700 m² or more3136754,978

Sources and limits

Unit titles and leasehold in Silverstream

Unit titles are 2% of Silverstream's titles, close to Upper Hutt City (2%) and well below New Zealand (8%). They belong to 5 developments, each run by a body corporate; half have 7 units or fewer.

36 titles (2.1%) are leasehold.

Most stated terms have more than 50 years to run.

Stated lease terms, as at 30 September 2026:

Stated lease termTitles
Stated term has ended0
Under 10 years left0
10 to 50 years left0
More than 50 years left35
Term mentions renewal (including perpetually renewable)1
Term not stated or not readable0

Sources and limits

New titles in Silverstream since 2020

123 of Silverstream's current titles (7%) were first issued since 2020, well below Upper Hutt City's suburbs with new-title figures taken together (11%) and well below New Zealand (12%).

Title typeSince 2020Since 2023
Freehold11971
Unit title00
Cross-lease21
Leasehold11
Other11

New titles include cross-leases converted to freehold and titles re-issued; they are not a count of new homes. Sources and limits

The lie of the land in Silverstream

The typical building in Silverstream stands on ground sloping 2.0° (read on an 8 m grid, so short steep banks may be understated), 2nd steepest of 12 in Upper Hutt City.

The land rises from about 27 m to 265 m, and 42% of all of it, including reserves and gullies, is 15° or steeper.

Unusually much of the sloping land faces north: 40%, where about a quarter would if slopes faced every way equally.

Slope is not a measure of ground stability. Sources and limits

Distance to the coast from Silverstream

Silverstream is inland: the typical title is 9.7 km from the sea or harbour edge, and fewer than 1 in 2,000 titles are within 1 km of it.

Measured in a straight line from the centre of each title's land to the coastline on LINZ's 1:50k topographic map, which follows harbours and estuaries as well as the open coast; lakes and rivers are not included. Distance says nothing about beach access, views or exposure to coastal hazards; council hazard maps and the LIM describe those.

Who lives around Silverstream: 2023 Census

About 80% of Silverstream's titles are in the census area Silverstream (Upper Hutt City) (a Stats NZ statistical area), so these figures describe that area, not Silverstream exactly.

Fewer households have no car in Silverstream (Upper Hutt City) than across Upper Hutt City: 3.2% against 6.4%.

More adults hold a degree in Silverstream (Upper Hutt City) than across Upper Hutt City: 36.0% against 24.5%.

More workers commute by bus, train or ferry in Silverstream (Upper Hutt City) than across Upper Hutt City: 17.1% against 12.6%.

MeasureSilverstream (Upper Hutt City)HeretaungaUpper Hutt City
whole council
Usual residents3,5162,42445,759
Change since 2018−0.4%−2.9%+4.0%
Change since 2013+7.7%+10.2%+13.9%
Median age42.341.739.1
Households1,25791516,806
Own or part-own their home (including family trusts)83.5%69.2%74.6%
Not owned and not in a family trust (mostly renting)16.2%30.8%25.4%
Median household income$133,900$113,500$110,300
Median weekly rent, renting households$500$466$475
Dwellings unoccupied on census night5.6%7.0%5.2%
Ages
Under 1519.3%18.9%19.3%
15 to 2915.2%15.7%16.9%
30 to 6446.7%44.8%47.9%
65 and over18.9%20.7%16.0%
Where people came from
Born overseas22.8%24.4%23.4%
Of those born overseas, arrived in the last 5 years11.3%12.3%14.1%
Lived elsewhere in New Zealand 5 years ago (of all residents, including children born since)33.9%37.0%40.7%
Lived overseas 5 years ago (of all residents)3.0%2.8%3.0%
Moved here in the last year (of all residents)13.2%15.4%15.8%
Work and study (people 15 and over)
Bachelor degree or higher36.0%30.6%24.5%
Employed full-time55.5%53.1%55.5%
Unemployed (share of everyone 15 and over, not the unemployment rate)2.2%2.6%2.5%
Managers and professionals (of those employed)58.9%49.2%46.6%
Median personal income$56,600$48,700$48,600
Getting to work (of those employed)
Work from home21.2%19.1%18.1%
Car, truck or van55.8%60.0%64.9%
Bus, train or ferry17.1%15.5%12.6%
Walk or cycle4.7%4.9%3.6%
Households and families
One-person households18.6%25.4%22.7%
Average people per household2.72.52.6
Households with no motor vehicle3.2%6.9%6.4%
Crowded households (need one or more extra bedrooms)1.7%3.0%4.3%
Couples with children (of families)47.9%41.8%43.9%
Couples without children39.9%42.7%38.9%
One-parent families12.5%15.9%17.2%
Homes
Separate (stand-alone) houses86.6%75.4%78.2%
Average bedrooms3.333.1
Heated with a heat pump64.8%67.6%68.6%
Damp, always or sometimes14.4%16.5%16.7%
Mould over A4 size, always or sometimes9.5%12.2%11.7%

Sources and limits

Rents around Silverstream

New tenancies in Silverstream (Upper Hutt City) in the April–June 2026 quarter had a median rent of $740 a week (up 6.5% on a year earlier). That is above the typical suburb in Upper Hutt City ($600), and above the national median ($600); the highest of 10 in Upper Hutt City.

April–June 2026Silverstream (Upper Hutt City)New Zealand
Median weekly rent, new tenancies$740$600
Middle half of rents$690–$750$490–$700
Change in median on a year earlier+6.5%+0.2%
Bonds lodged in the quarter1540,827

Sources and limits

Schools and hospitals near Silverstream

LINZ maps 3 school sites inside Silverstream, among them Silverstream Christian School (Composite) and Silverstream School (Contributing).

Sources and limits

School enrolment zones in Silverstream: a guide

Two secondary schools have a home zone covering most of Silverstream's titles: Hutt International Boys School and St Oran's College.

A guide only: check the school's own zone map for any address. Zones as at 14 July 2026. Sources and limits

Public transport in Silverstream

93% of Silverstream's titles are within 400 m of a stop with a scheduled weekday service, slightly above Upper Hutt City as a whole (82%).

27% are that close to a frequent stop (60 or more departures that day), well above the council (18%).

84% are within 800 m of a train station or ferry wharf.

The typical title is 148 m in a straight line from its nearest stop.

Timetable of Wednesday 30 September 2026, Metlink (Greater Wellington Regional Council). Sources and limits

Places of worship near Silverstream

OpenStreetMap maps 4 places of worship inside Silverstream (4 Christian).

Nearest mapped place of each tradition within 10 km:

Listed as facilities for access; not an indicator of who lives here. Sources and limits

Other suburbs in Upper Hutt City with many cross-leases

All suburbs in Upper Hutt City

Suburbs like Silverstream

The closest match on the measures on this site is Heretaunga in Upper Hutt City, nearest on new titles, distance to the coast, unit-title share. Closeness is arithmetic, not a rating. Sources and limits

SuburbCouncilCross-lease share of titlesMedian weekly rent, new tenanciesMedian ageClosest on
HeretaungaUpper Hutt City10.1%$65041.7new titles, distance to the coast, unit-title share
PapakōwhaiPorirua City8.1%No data40damp homes, home ownership, population change
WaterlooLower Hutt City21.3%$66040.5land per flat, population change, heat pumps
EastbourneLower Hutt City5.9%No data46.5children, unit-title share, household income
Tōtara Park, Upper Hutt CityUpper Hutt City11.2%No data36.7population change, cross-lease share, stand-alone houses

Compare suburbs

Questions

What is the rent in Silverstream?

New tenancies in Silverstream (Upper Hutt City) (the rent area for part of Silverstream) had a median rent of $740 a week in the April–June 2026 quarter (MBIE bond data, all dwelling types). These are rents agreed for new tenancies, not asking rents. The middle half of those rents ran from $690 to $750.

What schools are in Silverstream?

LINZ maps 3 school sites inside Silverstream: Silverstream Christian School, Silverstream School and St Brendan's School (Heretaunga). The nearest secondary school to its centre is Silverstream Christian School (0.4 km in a straight line). Secondary-school home zones covering most of its titles are Hutt International Boys School and St Oran's College; check the school's own zone map for any address.